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Investor ImaanShariah-compliant portfolio tracking for PSX investors
Built by sameerstgFor educational purposes only · Not financial advice

Escape the Matrix

How much do you need to live without ever working again?

That's PKR 1,200,000 per year.

Total Amount You Need to Escape the Matrix

PKR 17,142,857

Invest this once, earn 15% a year, withdraw your expenses, and your corpus keeps pace with 8% inflation — forever.

Real (Spendable) Return

7.00%

return − inflation

You Can Withdraw / Month

PKR 100,000

grows with inflation

You Can Withdraw / Year

PKR 1,200,000

grows with inflation

20-Year Projection

YearCorpus Start (PKR)Return Earned (PKR)Withdrawn (PKR)Corpus End (PKR)
117,142,8572,571,429-1,200,00018,514,286
218,514,2862,777,143-1,296,00019,995,429
319,995,4292,999,314-1,399,68021,595,063
421,595,0633,239,259-1,511,65423,322,668
523,322,6683,498,400-1,632,58725,188,481
625,188,4813,778,272-1,763,19427,203,560
727,203,5604,080,534-1,904,24929,379,845
829,379,8454,406,977-2,056,58931,730,232
931,730,2324,759,535-2,221,11634,268,651
1034,268,6515,140,298-2,398,80637,010,143
1137,010,1435,551,521-2,590,71039,970,954
1239,970,9545,995,643-2,797,96743,168,631
1343,168,6316,475,295-3,021,80446,622,121
1446,622,1216,993,318-3,263,54850,351,891
1550,351,8917,552,784-3,524,63254,380,042
1654,380,0428,157,006-3,806,60358,730,445
1758,730,4458,809,567-4,111,13163,428,881
1863,428,8819,514,332-4,440,02268,503,191
1968,503,19110,275,479-4,795,22373,983,447
2073,983,44711,097,517-5,178,84179,902,122

Your corpus grows by exactly 8% each year — the same as inflation — so its purchasing power never falls. Withdrawals also grow with inflation, keeping your lifestyle constant.

The nominal corpus rises with inflation while its value in today's money stays flat — proof that your wealth is beating inflation, not just keeping up on paper.